{"id":1046,"date":"2022-06-15T13:15:31","date_gmt":"2022-06-15T17:15:31","guid":{"rendered":"https:\/\/inside.wooster.edu\/hr\/?page_id=1046"},"modified":"2025-12-08T08:32:22","modified_gmt":"2025-12-08T13:32:22","slug":"retirement-plan","status":"publish","type":"page","link":"https:\/\/inside.wooster.edu\/hr\/retirement-plan\/","title":{"rendered":"Retirement Plan"},"content":{"rendered":"\n<p>The College\u2019s 403(b) Retirement Plan is administered by TIAA.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Eligibility<\/h3>\n\n\n\n<p>Faculty and staff may participate in the plan immediately upon employment. Employees may establish a Group Supplemental Retirement Annuity. Contributions may be made on either a salary reduction (pre-tax) or salary deduction (post-tax) basis, subject to IRS limitations.<\/p>\n\n\n\n<p>Waiting periods can be waived for both faculty and staff members with previous service at another institution of higher education, and also being enrolled in a retirement plan for at least 1 year of that service for staff, and 2 years of service for faculty. <\/p>\n\n\n\n<p>Effective 1\/1\/2025, Long-Term Part-Time employees are eligible to make employee contributions to the 403(b) plan.  The IRS defines Long-Term Part-Time (LTPT) Employees as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>at least 21 years of age and<\/li>\n\n\n\n<li>have <strong>worked<\/strong> a minimum of 500 hours in two consecutive years.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-black-color has-text-color\">To Enroll or Make Changes to your Contribution:<\/h3>\n\n\n\n<p><strong>Please use your The College of Wooster credentials to sign on at <a href=\"https:\/\/nam12.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fauth.tiaa.org%2Fsp%2FstartSSO.ping%3FPartnerIdpId%3Dhttps%253A%252F%252Fsts.windows.net%252F9ef017d9-7f05-4225-9838-f92cff57b7ab%252F&amp;data=05%7C02%7Cjenwilliams%40wooster.edu%7C0f4c45c81b67445065c808ddf53988de%7C9ef017d97f0542259838f92cff57b7ab%7C0%7C0%7C638936349671552284%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=ksMTCg%2FFV7B5MVr2w8tafUYezCDVrfs7K2tEAPcZCEw%3D&amp;reserved=0\">TIAA\/wooster.edu<\/a> to enroll or make changes to your contributions.<\/strong> *Please note there are no more paper forms to make changes. You must log in to your account to make contribution changes. Please reach out to <a href=\"mailto:HumanResources@Wooster.edu\">humanresources@Wooster.edu<\/a> if you need help.<\/p>\n\n\n\n<p>If you are a benefits eligible employee working more than 1000 annual hours you will automatically be enrolled at 5% employee contributions, or you may change your percentage or waive contributions on the Wooster TIAA website below.<\/p>\n\n\n\n<p><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/ERORqNdBYdNMvAZLM7pg82gB0J7w7WBqt5Oe4-ky7kKzRw?e=MiUrc8\">TIAA Enhanced Plan Focus Help<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Previous Benefits Waiver:<\/h3>\n\n\n\n<p>Provide <a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/ER7QY48bhc5ApW1Wv53xDREBU318NNWzeitqBxy8Cg3qtA?e=JZytfw\"><strong>this letter<\/strong><\/a> for completion and signature by your previous employer in higher education for possible waiver of waiting periods for some benefits, including retirement contributions. Staff and faculty who previously worked at an institution of higher education are eligible for this waiver. <br><br>Be sure to sign the authorization before sending, and completed forms can be sent to benefits@wooster.edu <\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">TIAA Financial Counseling Scheduling:<\/h3>\n\n\n\n<section id=\"5c5879\" class=\"section-5c5879 gutentor-module gutentor-module-accordion\"><div class=\"grid-container gutentor-rm-ct-space-d\">\n<div id=\"c12211\" class=\"wp-block-gutentor-m6-item section-c12211 gutentor-module gutentor-module-accordion-item\"><div class=\"gutentor-module-accordion-panel g-a-panel-5c5879\"><div class=\"gm-ah-5c5879 gutentor-module-accordion-item-heading gutentor-module-icon-position-right\"><span class=\"gutentor-module-accordion-panel-handler\" role=\"button\"><span class=\"gutentor-module-accordion-panel-handler-label\">Schedule an appointment with<strong> <\/strong>TIAA via single-sign-on:<\/span><span class=\"gutentor-module-accordion-icon\"><i class=\"gm-aio-5c5879 gutentor-module-accordion-icon-open fas fa-angle-down\"><\/i><i class=\"gm-aic-5c5879 gutentor-module-accordion-icon-close fas fa-angle-up\"><\/i><\/span><\/span><\/div><div class=\"gm-ab-5c5879 gutentor-module-accordion-body\">\n<div id=\"section-g58cdef\" class=\"wp-block-gutentor-e0 section-g58cdef gutentor-element gutentor-element-advanced-text\"><div class=\"gutentor-text-wrap\"><p class=\"gutentor-text\"><br><strong>To make an appointment:<br><\/strong><br>Please use your The College of Wooster credentials to sign on at&nbsp;<a href=\"https:\/\/nam12.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fauth.tiaa.org%2Fsp%2FstartSSO.ping%3FPartnerIdpId%3Dhttps%253A%252F%252Fsts.windows.net%252F9ef017d9-7f05-4225-9838-f92cff57b7ab%252F&amp;data=05%7C02%7Cjenwilliams%40wooster.edu%7C0f4c45c81b67445065c808ddf53988de%7C9ef017d97f0542259838f92cff57b7ab%7C0%7C0%7C638936349671552284%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=ksMTCg%2FFV7B5MVr2w8tafUYezCDVrfs7K2tEAPcZCEw%3D&amp;reserved=0\"><strong>TIAA\/wooster.edu<\/strong><\/a>&nbsp;&nbsp;to enroll or make changes to your contributions.<br><br>&#8211; Click on \u201cPlan &amp; Learn\u201d<br><br>&#8211; Select \u201cTalk with Advisor\u201d<br><br>&#8211; Complete form based on whether you want an in-person or virtual meeting<br><\/p><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div id=\"bb774f\" class=\"wp-block-gutentor-m6-item section-bb774f gutentor-module gutentor-module-accordion-item\"><div class=\"gutentor-module-accordion-panel g-a-panel-5c5879\"><div class=\"gm-ah-5c5879 gutentor-module-accordion-item-heading gutentor-module-icon-position-right\"><span class=\"gutentor-module-accordion-panel-handler\" role=\"button\"><span class=\"gutentor-module-accordion-panel-handler-label\">TIAA Virtual Financial Counseling Scheduling Information:<\/span><span class=\"gutentor-module-accordion-icon\"><i class=\"gm-aio-5c5879 gutentor-module-accordion-icon-open fas fa-angle-down\"><\/i><i class=\"gm-aic-5c5879 gutentor-module-accordion-icon-close fas fa-angle-up\"><\/i><\/span><\/span><\/div><div class=\"gm-ab-5c5879 gutentor-module-accordion-body\">\n<div id=\"section-ge85d6b\" class=\"wp-block-gutentor-e0 section-ge85d6b gutentor-element gutentor-element-advanced-text\"><div class=\"gutentor-text-wrap\"><p class=\"gutentor-text\"><br><br>&#8211; Visit <a href=\"https:\/\/www.tiaa.org\/public\/login\/schedule-meeting?resume=\/as\/EJ3hOZvTyD\/resume\/as\/authorization.ping&amp;spentity=null\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>www.tiaa.org\/schedulenow<\/strong><\/a><br><br>&#8211; Select &#8220;Schedule&#8221; under &#8220;Virtual Consultation<br><br>&#8211; Login with your TIAA credentials<br><br>&#8211; Select &#8220;College of Wooster&#8221; as your institution  <br><br>&#8211; Select a date\/time and confirm your meeting.<br><br><\/p><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div id=\"fa9317\" class=\"wp-block-gutentor-m6-item section-fa9317 gutentor-module gutentor-module-accordion-item\"><div class=\"gutentor-module-accordion-panel g-a-panel-5c5879\"><div class=\"gm-ah-5c5879 gutentor-module-accordion-item-heading gutentor-module-icon-position-right\"><span class=\"gutentor-module-accordion-panel-handler\" role=\"button\"><span class=\"gutentor-module-accordion-panel-handler-label\">TIAA In-Person, On-Campus Appointment Scheduling:<\/span><span class=\"gutentor-module-accordion-icon\"><i class=\"gm-aio-5c5879 gutentor-module-accordion-icon-open fas fa-angle-down\"><\/i><i class=\"gm-aic-5c5879 gutentor-module-accordion-icon-close fas fa-angle-up\"><\/i><\/span><\/span><\/div><div class=\"gm-ab-5c5879 gutentor-module-accordion-body\">\n<div id=\"section-g43bc1e\" class=\"wp-block-gutentor-e0 section-g43bc1e gutentor-element gutentor-element-advanced-text\"><div class=\"gutentor-text-wrap\"><p class=\"gutentor-text\"><br><br>&#8211; Visit<a href=\"https:\/\/www.tiaa.org\/public\/login\/schedule-meeting?resume=\/as\/EJ3hOZvTyD\/resume\/as\/authorization.ping&amp;spentity=null\" target=\"_blank\" rel=\"noreferrer noopener\"> <strong>www.tiaa.org\/schedulenow<\/strong><\/a><br><br>&#8211; Select &#8220;Schedule&#8221; under &#8220;Your Employer&#8221;<br><br>&#8211; Select &#8220;Ohio&#8221; and &#8220;The College of Wooster&#8221;<br><br>&#8211; Select a date\/time and confirm your meeting.<\/p><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div id=\"g-euok7ui\" class=\"wp-block-gutentor-m6-item section-g-euok7ui gutentor-module gutentor-module-accordion-item\"><div class=\"gutentor-module-accordion-panel g-a-panel-5c5879\"><div class=\"gm-ah-5c5879 gutentor-module-accordion-item-heading gutentor-module-icon-position-right\"><span class=\"gutentor-module-accordion-panel-handler\" role=\"button\"><span class=\"gutentor-module-accordion-panel-handler-label\">Additional Information<\/span><span class=\"gutentor-module-accordion-icon\"><i class=\"gm-aio-5c5879 gutentor-module-accordion-icon-open fas fa-angle-down\"><\/i><i class=\"gm-aic-5c5879 gutentor-module-accordion-icon-close fas fa-angle-up\"><\/i><\/span><\/span><\/div><div class=\"gm-ab-5c5879 gutentor-module-accordion-body\">\n<div id=\"section-g-p4k54i7\" class=\"wp-block-gutentor-e0 section-g-p4k54i7 gutentor-element gutentor-element-advanced-text\"><div class=\"gutentor-text-wrap\"><p class=\"gutentor-text\"><br><br>Schedule an appointment with TIAA:&nbsp; To discuss your plan and options for managing your retirement savings or to schedule an appointment with a TIAA Individual Consultant, please call TIAA at:&nbsp;800-732-8353, Monday \u2013 Friday, from 9:00 a.m. to 8:00 p.m. (ET)&nbsp;or visit <a href=\"https:\/\/my.tiaa.org\/public\/publictools\/events\/meetingAndSeminar?employerId=1-9LYE-25\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>www.tiaa.org\/schedulenow<\/strong><\/a><br><\/p><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/section>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-94bc23d7 wp-block-group-is-layout-flex\">\n<div id=\"section-g8a1bd1\" class=\"wp-block-gutentor-e2 section-g8a1bd1 gutentor-element gutentor-element-button button-align-left-desktop\"><span class=\"gutentor-button-wrap\"><a class=\"gutentor-button gutentor-block-button gutentor-icon-hide\" href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EZ0z48RkJK1MveYSU-JeXkgB64GiiL0c4k-0upFzqsqXLQ?e=pLtNCr\" target=\"_blank\" rel=\"noopener noreferrer\"><i class=\"gutentor-button-icon fas fa-book\"><\/i><span>View Scheduling Flyer<\/span><\/a><\/span><\/div>\n\n\n\n<div id=\"section-g201df4\" class=\"wp-block-gutentor-e2 section-g201df4 gutentor-element gutentor-element-button button-align-left-desktop\"><span class=\"gutentor-button-wrap\"><a class=\"gutentor-button gutentor-block-button gutentor-icon-hide\" href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EV_SrZt2qPZOrMYYoYOZIIQBuEoLa4DSB7eK3IeWxBM18g?e=o45j4C\" target=\"_blank\" rel=\"noopener noreferrer\"><i class=\"gutentor-button-icon fas fa-book\"><\/i><span>In-Person Meetings Flyer<\/span><\/a><\/span><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Webinars<\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>Upcoming Webinars Presented by TIAA <a href=\"https:\/\/webinars.tiaa.org\/wcc\/eh\/3133860\/tiaa-webinars\"><strong>TIAA Webinars<\/strong><\/a><\/li>\n\n\n\n<li>Q2 Webinar <a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EbyYAk5Aeu1KumitJA8lRewBgQOfc9_u4Pm5g9ebDXSolQ?e=vdKHqJ\" data-type=\"link\" data-id=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EbyYAk5Aeu1KumitJA8lRewBgQOfc9_u4Pm5g9ebDXSolQ?e=vdKHqJ\"><strong>Flyer<\/strong><\/a><\/li>\n\n\n\n<li>Reduce Financial Stress <a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EfrBz1jNbe5MvEts4gMaalcB9zfChhDxKOJivaveLNUZeQ?e=K3TXfe\"><strong>Flyer<\/strong> <\/a><\/li>\n\n\n\n<li>Market Volatility Tips <a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/ERDIwV-tKGtFgnLctGqPuDcBSfRC3J_KSNRga2SPqrZL6g?e=FRpR21\"><strong>Flyer<\/strong><\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>TIAA App<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"813\" src=\"https:\/\/inside.wooster.edu\/hr\/wp-content\/uploads\/sites\/23\/2023\/09\/image-1024x813.png\" alt=\"\" class=\"wp-image-3839\" style=\"width:658px;height:auto\" srcset=\"https:\/\/inside.wooster.edu\/hr\/wp-content\/uploads\/sites\/23\/2023\/09\/image-1024x813.png 1024w, https:\/\/inside.wooster.edu\/hr\/wp-content\/uploads\/sites\/23\/2023\/09\/image-300x238.png 300w, https:\/\/inside.wooster.edu\/hr\/wp-content\/uploads\/sites\/23\/2023\/09\/image-768x609.png 768w, https:\/\/inside.wooster.edu\/hr\/wp-content\/uploads\/sites\/23\/2023\/09\/image.png 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">TIAA Individual Retirement Arrangement (IRA)<\/h3>\n\n\n\n<p>IRAs come in two flavors: traditional and Roth. There are two fundamental differences between them: whether you pay taxes before contributing (Roth) or after withdrawing funds (traditional) and when you need to withdraw funds from these accounts.  You contribute to these plans through your personal bank account.  To learn more please visit <a rel=\"noreferrer noopener\" href=\"https:\/\/www.tiaa.org\/public\/retire\/financial-products\/iras?tc_mcid=se_irabau22_google_71700000102498966_58700008162582446_656272441824_tiaa+ira_c&amp;&amp;gad=1&amp;gclid=EAIaIQobChMIs7PXjeu2_wIVjEhyCh0ppAkeEAAYASAAEgKZ__D_BwE&amp;gclsrc=aw.ds\" target=\"_blank\">TIAA<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">CBIZ Retirement Newsletter Retirement Matters<\/h3>\n\n\n\n<p>Retirement Matters is a quarterly newsletter provided by CBIZ, through partnership with TIAA, that is intended to provide relevant market information and retirement plan strategies. <br><br>To access the Retirement Matters newsletter, visit <a rel=\"noreferrer noopener\" href=\"https:\/\/wealthmanagement.cbiz.com\/insights\" target=\"_blank\">wealthmanagement.cbiz.com\/insights<\/a>. In addition to the retirement planning newsletter, there are articles, videos, and other content published to the CBIZ insights page.<br><br>Each issue includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Retirement, investment and\/or wellbeing topics<\/li>\n\n\n\n<li>Helpful examples and real-world scenarios<\/li>\n\n\n\n<li>Retirement and investment tips and resources<\/li>\n\n\n\n<li>Contact information for additional retirement plan support<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">TIAA Resources:<\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.tiaa.org\/public\/plansponsors\/colalimits?subscriberid=et_218541778&amp;utm_source=sfmc&amp;utm_term=Key1_COLA_PS_Landing_Page&amp;utm_content=365933&amp;utm_id=84ae3655-0a94-455f-8498-ef3fdf393eb6&amp;sfmc_id=218541778&amp;sfmc_activityid=00714297-1957-4c0a-ba37-a744fde91cc2&amp;utm_medium=email&amp;utm_campaign=1025_us_tb2b_rckp_trsm_em_inf_edct_psn_gins_exps_01_c_2026_cola_email_ps_correction\">TIAA 2026 COLA Limits<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.irs.gov\/pub\/irs-drop\/n-25-67.pdf\">IRS Contribution Limits for 2026<\/a> <\/li>\n\n\n\n<li><a href=\"https:\/\/www.tiaa.org\/content\/dam\/tiaa\/microsites\/pdfs\/announcement\/vcu_IRS_Contribution_Limits.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">IRS Contribution Limits for 2025<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/ERNh5BaYHgVLrPyALQc-FtABtwRTvRIzNBTUHog72ndapg?e=R9Kjfg\">TIAA 2025 Tax Reference Guide<\/a> <\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EXB0q5tFlUxPsCIT0RIIRTQBXEVrEjUzodktdH0RKGSM_w?e=FgAAYr\">Diversifying your Income in Retirement<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.tiaa.org\/public\/learn\/retirement-planning-and-beyond\/secure-act-2\" target=\"_blank\" rel=\"noreferrer noopener\">Secure Act 2.0 Website<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.tiaa.org\/public\/support\/services\/beneficiary-resource-center\" target=\"_blank\" rel=\"noreferrer noopener\">Beneficiary Resource Center<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/Ebe0jUm0F35Oqve6g4U0EesBJSwKb7HUwEB0ieEryQAsbA?e=lPRH92\" target=\"_blank\" rel=\"noreferrer noopener\">TIAA Beneficiary Flyer<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EcPPGPZic81Kp66ZTbC93CEB-XoHrzaOV6s0NPQW4Dpl2g?e=3Jyu9l\" target=\"_blank\" rel=\"noreferrer noopener\">TIAA Beneficiary Newsletter<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.tiaa.org\/public\/tcm\/wooster\" target=\"_blank\" rel=\"noreferrer noopener\">TIAA Investment Options<\/a><\/li>\n<\/ul>\n\n\n\n<p><strong>TIAA Customer Service Number 1-800-842-2252<\/strong> Register for your online account by going to&nbsp;<a href=\"https:\/\/auth.tiaa.org\/public\/authentication\/enroll#\/email\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/auth.tiaa.org\/public\/authentication\/enroll#\/email<\/a>. It\u2019s an easy and secure way to view balances, manage investments, get advice and more. You need to be enrolled in a retirement plan or have a TIAA account to register.<\/p>\n<\/div><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Plan Documents:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EZelh2akGBtCrGVvsqr9TxsBAANnwDQZlih195PtTiXcKQ?e=pMRQr2\" target=\"_blank\" rel=\"noreferrer noopener\">The College of Wooster Defined Contribution Plan Summary Plan Description<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/Ef2ID2eG6-5Ar1xIKgAw8coBxXDRJWPh2zL2-KiDVmjWNA?e=3SDvKK\" target=\"_blank\" rel=\"noreferrer noopener\">The College of Wooster Summary Plan Description Material Modifications<\/a><\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/inside.wooster.edu\/hr\/tiaa-2021-summary-annual-report\/\" target=\"_blank\">Summary Annual Report<\/a> &#8211; 2021<\/li>\n\n\n\n<li><a href=\"https:\/\/inside.wooster.edu\/hr\/tiaa-2022-summary-annual-report-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Summary Annual Report<\/a> &#8211; 2022<\/li>\n\n\n\n<li><a href=\"https:\/\/inside.wooster.edu\/hr\/tiaa-2023-summary-annual-report\/\">Summary Annual Report<\/a> &#8211; 2023<\/li>\n\n\n\n<li><a href=\"https:\/\/inside.wooster.edu\/hr\/2024-tiaa-403b-summary-annual-report\/\">Summary Annual Report<\/a> &#8211; 2024<\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EYSKBlKk3G1Bg5oAhGfHTbwBbbtTS_FUG_q240oRUJTYbw?e=FCgnuS\">Fee Disclosure<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/inside.wooster.edu\/hr\/qualified-default-investment-alternative-qdia-annual-notice\/\">Q<\/a><a href=\"https:\/\/inside.wooster.edu\/hr\/qualified-default-investment-alternative-qdia-annual-notice\/\" target=\"_blank\" rel=\"noreferrer noopener\">DIA Annual Notice<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/inside.wooster.edu\/hr\/the-college-of-wooster-tiaa-retirement-plan-initial-enrollment-and-qdia-notice\/\" target=\"_blank\" rel=\"noreferrer noopener\">TIAA Initial Auto Enrollment &amp; QDIA Notice<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EScMVa01jiFMmvElaP2PtTIBkDq9b-pKdW6SDEURc8GPGg?e=mdJU5J\" target=\"_blank\" rel=\"noreferrer noopener\">Life Cycle QDIA Fact Sheet<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EbP2icgUkUhGkdVNTO7iPxcBo1bIie2Nlo2VUwfUt_5yMQ?e=eunemf\" target=\"_blank\" rel=\"noreferrer noopener\">Universal Availability Notice 2025<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EXRPwmMBvUZOghNCb_dTg_UBm8ajdK4oFtKvi4wVWuyffg?e=uExWF9\">Universal Availability Notice 2026<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EQWD-SUwPCZFtcUGr5T3LUEBiKkCOkZVz0VtPFwIPXXL6w?e=elQCI2\" target=\"_blank\" rel=\"noreferrer noopener\">Defined Contribution Plan &#8211; Summary<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/ER4KcDtzX89AqFa53x-ieboBvus9HWUeQYqUa_XMD1bgUQ?e=2pHb8D\" target=\"_blank\" rel=\"noreferrer noopener\">TIAA Safe Harbor Notice<\/a><\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/inside.wooster.edu\/hr\/tiaa-notice-of-internet-availability\/\" target=\"_blank\">Notice of Internet Availability<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The College\u2019s 403(b) Retirement Plan is administered by TIAA. Eligibility Faculty and staff may participate in the plan immediately upon employment. Employees may establish a Group Supplemental Retirement Annuity. Contributions may be made on either a salary reduction (pre-tax) or salary deduction (post-tax) basis, subject to IRS limitations. Waiting periods can be waived for both [&hellip;]<\/p>\n","protected":false},"author":175,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1046","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages\/1046","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/users\/175"}],"replies":[{"embeddable":true,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/comments?post=1046"}],"version-history":[{"count":279,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages\/1046\/revisions"}],"predecessor-version":[{"id":6442,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages\/1046\/revisions\/6442"}],"wp:attachment":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/media?parent=1046"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}