{"id":33,"date":"2021-06-04T13:43:05","date_gmt":"2021-06-04T17:43:05","guid":{"rendered":"https:\/\/inside.wooster.edu\/hr\/?page_id=33"},"modified":"2026-04-29T12:15:20","modified_gmt":"2026-04-29T16:15:20","slug":"retirees","status":"publish","type":"page","link":"https:\/\/inside.wooster.edu\/hr\/retirees\/","title":{"rendered":"Retiree Resources"},"content":{"rendered":"\n<p>Below is information and links that may be helpful to current and soon-to-be retirees.&nbsp;<\/p>\n\n\n\n<p>To qualify as a Retiree from The College of Wooster, and to qualify to receive retiree benefits and\/or privileges, the retiree must have worked for The College for a minimum of 10 consecutive years and be at age 60 or over at their date of retirement. <\/p>\n\n\n\n<p>If enrolled as an active employee, coverage ceases on the last day of the month in which the retirement occurs.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Health Plan<\/h3>\n\n\n\n<p>Staff members hired on or after March 1, 1994, are not eligible for a continuation of health coverage.&nbsp; Health coverage may only be continued if the employee\u2019s date of hire was before March 1, 1994, <strong>and<\/strong> the employee is age 60 or older, <strong>and<\/strong> has been employed for at least 10 years.<br><br>Retirees who are eligible for continuation of healthcare coverage and are over age 60, but under age 65, and not eligible for Medicare, may continue the plan in which they were enrolled as an active employee.&nbsp; A retiree may carry his\/her spouse on the same plan (determined by age and Medicare eligibility) with the retiree paying 100% of the spouse\u2019s premium.&nbsp; The spouse may continue the same plan if the retired staff member dies first.<\/p>\n\n\n\n<section id=\"section-g-1l4nj1i\" class=\"wp-block-gutentor-content-box gutentor-section gutentor-content-box-wrapper content-template1\"><div class=\"grid-container\"><div class=\"grid-row gutentor-grid-item-wrap\"><div class=\"gutentor-grid-column grid-lg-6 grid-md-6 grid-12\"><div class=\"gutentor-single-item gutentor-single-item-0 g-single-column-link-enabled\"><div class=\"gutentor-single-item-wrap\"><div class=\"gutentor-single-item-content\"><p class=\"gutentor-single-item-desc\"><strong>Anthem Plan Documents &#8211; Pre-65 Retirees 2026 <br><\/strong><br><strong><strong><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/IQBFi8JEY_YYQJ-ebNBMYe7OAfMQJKfbPCYo-8HC6HqGP3E?e=ZXYz2N\">Anthem PPO Plan SBC 2026<\/a><\/strong><br><strong><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/IQCChqFHXz6SQrijY0DJ6Xd5ASkDpuG_nwDbMi6U7h3chi4?e=ficYVq\">Anthem PPO Plan Benefits Booklet<\/a><\/strong><br><strong><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/IQBBp46XiH2bQIpdxzKpQPL2AYh2as95i6zDpP39k2Rcn0E?e=38DZMu\">Anthem HDHP Plan SBC 2026<\/a><\/strong><br><strong><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/IQD-JLSpIJ0XS7vE8Cd7BpSoAYU7wLi_iWrl7T1vlvvJb0Q?e=tKANUe\">Anthem HDHP Plans Benefits Booklet<\/a><\/strong><br><\/strong><\/p><\/div><\/div><a class=\"gutentor-single-item-box-link gutentor-link\" href=\"https:\/\/livewooster.sharepoint.com\/sites\/Human-Resources-InsideDocuments\/Shared%20Documents\/Forms\/AllItems.aspx?id=%2Fsites%2FHuman%2DResources%2DInsideDocuments%2FShared%20Documents%2FInsideContent%2Ffiles%2F2024%20Benefits%2FAnthem%20Blue%20Access%20PPO%20SBC%202024%2Epdf&amp;parent=%2Fsites%2FHuman%2DResources%2DInsideDocuments%2FShared%20Documents%2FInsideContent%2Ffiles%2F2024%20Benefits&amp;p=true&amp;ga=1\" target=\"_blank\" rel=\"noopener\"><\/a><\/div><\/div><div class=\"gutentor-grid-column grid-lg-6 grid-md-6 grid-12\"><div class=\"gutentor-single-item gutentor-single-item-1\"><div class=\"gutentor-single-item-wrap\"><div class=\"gutentor-single-item-content\"><p class=\"gutentor-single-item-desc\"><strong>Benistar Plan Documents &#8211; Post-65 Retirees 2026 <br><\/strong><br><strong><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EbrFvVKuHz9Mm55CWEabT-QBK7q_rFiq8OwwU4X82RBs5Q?e=cH8Slk\" target=\"_blank\" rel=\"noreferrer noopener\">Benistar Plan<\/a><br><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EY6vQVenEapGhmUYwbSoc1MBaJRbYd64H3U2bB8CwdFkmQ?e=wXSzWU\" target=\"_blank\" rel=\"noreferrer noopener\">Express Scripts Plan<\/a><\/strong><br><strong><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/Eaovcxqj1fRJjKlHor366iEB6XwrYpDpaB9wrKeUWkKuOQ?e=ByezT4\">2026 Presentation<\/a> <\/strong><br><br><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Retirees should contact the Benefits Office at least 30 days before retiring if continuing enrollment in the health benefit.<\/strong>&nbsp; Otherwise, the health benefit will cease on the date of retirement. If enrollment in the Health Plan is declined at the time of retirement, a retiree will not be eligible to enroll at a later date.|<br><br><em><strong>*<\/strong>The College bills pre-65 retirees on a monthly basis for their share of the health insurance premium.&nbsp; Payments of these bills should be made at the Business Office, with checks made payable to The College of Wooster.&nbsp; Monthly withdraws from the retirees\u2019 bank account may also be set up through the Business Office.<\/em> Post-65 retirees are billed directly by Benistar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Retiree Dental &amp; Vision Coverage <\/h3>\n\n\n\n<p><strong>Eligible Retirees and spouses enrolled in the Benistar post-65 retiree health plan are eligible for credits for dental and vision expenses.<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dental<\/strong>: Eligible retirees and spouses are eligible for reimbursement up to $100 for one annual routine dental exam and\/or cleaning.<\/li>\n\n\n\n<li><strong>Vision<\/strong>: Eligible retirees and spouses are eligible for reimbursement up to 100% reimbursement after a $20 copay for one annual routine eye exam.<\/li>\n<\/ul>\n\n\n\n<p>Please submit dental or vision receipts by April 1<sup>st<\/sup> to receive your Wellness Credits on your June Benistar bill.&nbsp; Or, by October 17th to receive credit on your December Benistar bill. Although receipts can be submitted for June or December credit, they can only be applied once per calendar year.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Lincoln Life Insurance <\/h3>\n\n\n\n<p>Retirees eligible for life insurance during employment will continue to receive a life insurance benefit provided the employee retires no earlier than 60 years of age and has been employed for at least 10 years.&nbsp; The amount of life insurance will be 25% of the amount in force as an active employee but will not exceed $10,000.&nbsp; The College assumes the full cost of the coverage.&nbsp; A conversion option for the amount that has been reduced is available through the insurance company.&nbsp; Retirees interested in converting the amount that has been reduced to an individual life insurance policy should contact the Benefits Office.&nbsp;<br><br><strong>Please make sure your beneficiaries are updated:&nbsp; <\/strong><a href=\"https:\/\/livewooster.sharepoint.com\/sites\/Human-Resources-InsideDocuments\/Shared%20Documents\/Forms\/AllItems.aspx?id=%2Fsites%2FHuman%2DResources%2DInsideDocuments%2FShared%20Documents%2FInsideContent%2Ffiles%2FBenefits%2DAdditional%20Documents%2FForms%2FBeneficiary%20Designation%20Form%20Lincoln%2Epdf&amp;parent=%2Fsites%2FHuman%2DResources%2DInsideDocuments%2FShared%20Documents%2FInsideContent%2Ffiles%2FBenefits%2DAdditional%20Documents%2FForms&amp;p=true&amp;ga=1\" target=\"_blank\" rel=\"noreferrer noopener\">Beneficiary Form<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Lincoln Services<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/livewooster.sharepoint.com\/sites\/Human-Resources-InsideDocuments\/Shared%20Documents\/Forms\/AllItems.aspx?id=%2Fsites%2FHuman%2DResources%2DInsideDocuments%2FShared%20Documents%2FInsideContent%2Ffiles%2FResources%20for%20Retirees%2FLincoln%20Financial%20TravelConnect%202021%2Epdf&amp;parent=%2Fsites%2FHuman%2DResources%2DInsideDocuments%2FShared%20Documents%2FInsideContent%2Ffiles%2FResources%20for%20Retirees&amp;p=true&amp;ga=1\" id=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EaWaCUUw-adFn7wS4_ypFFgBtEQBG75ZlUDcJXNYh1121w?e=YWxLTI\" target=\"_blank\">Travel Assistance (TravelConnect)<\/a><\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/livewooster.sharepoint.com\/sites\/Human-Resources-InsideDocuments\/Shared%20Documents\/Forms\/AllItems.aspx?id=%2Fsites%2FHuman%2DResources%2DInsideDocuments%2FShared%20Documents%2FInsideContent%2Ffiles%2FResources%20for%20Retirees%2FLincoln%20Financial%20Lifekeys%202021%2Epdf&amp;parent=%2Fsites%2FHuman%2DResources%2DInsideDocuments%2FShared%20Documents%2FInsideContent%2Ffiles%2FResources%20for%20Retirees&amp;p=true&amp;ga=1\" id=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/Ef7fxzEX33FDnd1FirW8VI4B7nDJWPVivWF5lG30q11d_w?e=NbONcF\" target=\"_blank\">LifeKeys Toolkit<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Retiree Access and Privileges<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Scot Center<\/strong>: Retirees of The College of Wooster have access to the Scot Center.<\/li>\n\n\n\n<li><strong>Retiree IDs<\/strong>: Retirees are eligible to receive a Retiree-labeled Wooster ID through Campus Access, in order to get Scot Center Access, and discounts\/free entries to various College of Wooster events. If you need a retiree ID, please contact the Human Resources department to receive an application: humanresources@wooster.edu.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Medicare Resources:<\/h3>\n\n\n\n<p>Below are some Medicare information resources provided by our vendors. These are no-cost, no obligation services which are meant to be informational and educational.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:p:\/s\/Human-Resources-InsideDocuments\/IQDWv7SluCcpQb2nMiLj_xLuAa27CCkj99Za1SlqQSiDmB0?e=3eGJJL\">Understanding Medicare PowerPoint<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cloud-aia.aleragroup.com\/college-of-wooster-medicare-resources\/\" data-type=\"link\" data-id=\"https:\/\/cloud-aia.aleragroup.com\/college-of-wooster-medicare-resources\/\">Alera Medicare Resources<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EcJTRyjG-MJBoZoKngROGYkBjLX370ikolT9fqbUhU725A?e=SmQPgW\">SmartConnect Medicare Flyer<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/inside.wooster.edu\/hr\/smartconnect-medicare-education-services\/\">SmartConnect Web Page (Contains more information about SmartConnect Services)<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Helpful Information:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/benistar.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Benistar<\/a>\n<ul class=\"wp-block-list\">\n<li>For questions or concerns regarding your prescriptions please contact customer service:\n<ul class=\"wp-block-list\">\n<li>Monday \u2013 Friday 8:30 a.m. \u2013 6:00 p.m EST<\/li>\n\n\n\n<li>Benistar Toll Free Number: 1-800-236-4782<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"https:\/\/www.express-scripts.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Express Scripts<\/a><\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/inside.wooster.edu\/hr\/employee-assistance-programs\/\" target=\"_blank\">Employee Assistance Programs<\/a><\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/livewooster.sharepoint.com\/sites\/Human-Resources-InsideDocuments\/Shared%20Documents\/Forms\/AllItems.aspx?id=%2Fsites%2FHuman%2DResources%2DInsideDocuments%2FShared%20Documents%2FInsideContent%2Ffiles%2F2013%2D2021%20Benefits%2FSBCUniformGlossary%2Epdf&amp;parent=%2Fsites%2FHuman%2DResources%2DInsideDocuments%2FShared%20Documents%2FInsideContent%2Ffiles%2F2013%2D2021%20Benefits&amp;p=true&amp;ga=1\" target=\"_blank\">Glossary of Insurance Terms<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/inside.wooster.edu\/hr\/irmaa-letter-to-retirees\/\" target=\"_blank\" rel=\"noreferrer noopener\">IRMAA Letter<\/a><\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.lincolnfinancial.com\/public\/individuals\" target=\"_blank\">Lincoln Financial Group<\/a>&nbsp;(Life Insurance)<\/li>\n\n\n\n<li><a href=\"https:\/\/www.medicare.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">Medicare information<\/a>&nbsp;(Medicare Part A, B, and D)<\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/inside.wooster.edu\/hr\/principles-for-faculty-retirement\/\" target=\"_blank\">Principles for Faculty Retirement<\/a><\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.ssa.gov\/\" target=\"_blank\">Social Security<\/a>&nbsp;<\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tiaa.org\/public\" target=\"_blank\">TIAA<\/a>&nbsp;(Retirement)\n<ul class=\"wp-block-list\">\n<li>Personal and College contributions, if applicable, will cease at retirement. Please contact TIAA\u2019s Participant Information Center directly at 1-800-842-2776 for payout options.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.tiaa.org\/public\/support\/services\/beneficiary-resource-center\" data-type=\"link\" data-id=\"https:\/\/www.tiaa.org\/public\/support\/services\/beneficiary-resource-center\" target=\"_blank\" rel=\"noreferrer noopener\">Beneficiary Resource Center<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"https:\/\/inside.wooster.edu\/hr\/summary-annual-reports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Annual Summary Reports<\/a><\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">2026 Information<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EQ1bg0OR0O9GpsbpgWEOh5UBc1doNhygmMOKAuwhwap2XA?e=Bp2tBV\">2026 Wooster Formulary<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/IQBFi8JEY_YYQJ-ebNBMYe7OAfMQJKfbPCYo-8HC6HqGP3E?e=ZXYz2N\">Anthem PPO Plan SBC 2026<\/a> (Pre-65 Retirees)<\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/IQCChqFHXz6SQrijY0DJ6Xd5ASkDpuG_nwDbMi6U7h3chi4?e=ficYVq\">Anthem PPO Plan Benefits Booklet<\/a> (Pre-65 Retirees)<\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/IQBBp46XiH2bQIpdxzKpQPL2AYh2as95i6zDpP39k2Rcn0E?e=38DZMu\">Anthem HDHP Plan SBC 2026<\/a> (Pre-65 Retirees)<\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/IQD-JLSpIJ0XS7vE8Cd7BpSoAYU7wLi_iWrl7T1vlvvJb0Q?e=tKANUe\">Anthem HDHP Plans Benefits Booklet<\/a> (Pre-65 Retirees)<\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EbrFvVKuHz9Mm55CWEabT-QBK7q_rFiq8OwwU4X82RBs5Q?e=cH8Slk\" target=\"_blank\" rel=\"noreferrer noopener\">2026 Benistar Plan<\/a> (Post-65 Retirees)<\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/EY6vQVenEapGhmUYwbSoc1MBaJRbYd64H3U2bB8CwdFkmQ?e=wXSzWU\" target=\"_blank\" rel=\"noreferrer noopener\">2026 ExpressScripts Plan<\/a> (Post-65 Retirees)<\/li>\n\n\n\n<li><a href=\"https:\/\/livewooster.sharepoint.com\/:b:\/s\/Human-Resources-InsideDocuments\/Eaovcxqj1fRJjKlHor366iEB6XwrYpDpaB9wrKeUWkKuOQ?e=ByezT4\">2026 Presentation<\/a> (Post-65 Retirees)<\/li>\n\n\n\n<li>2026 Rates\n<ul class=\"wp-block-list\">\n<li>Benistar Retiree 65 and over &#8211; $333.54 per month<\/li>\n\n\n\n<li>Benistar Retiree Spouse 65 and over &#8211; $576.70 per month<\/li>\n\n\n\n<li>Anthem Retiree Under 65 &#8211; $627.16 per month<\/li>\n\n\n\n<li>Anthem Retiree Spouse Under 65 &#8211; $761.84 per month<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Comparison Tools:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.medicare.gov\/care-compare\/\" data-type=\"link\" data-id=\"https:\/\/www.medicare.gov\/care-compare\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.medicare.gov\/care-compare\/<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.healthgrades.com\">https:\/\/www.healthgrades.com<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.jointcommission.org\/who-we-are\/who-we-work-with\/find-accredited-organizations#numberOfResults=25\">https:\/\/www.jointcommission.org<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.consumerreports.org\/hospitals\/have-a-better-hospital-stay-how-to-handle-inpatient-issues\/\">https:\/\/www.consumerreports.org\/health\/hospitals\/ratings<\/a><\/li>\n\n\n\n<li><a href=\"http:\/\/health.usnews.com\/best-hospitals\/rankings\">http:\/\/health.usnews.com\/best-hospitals\/rankings<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Below is information and links that may be helpful to current and soon-to-be retirees.&nbsp; To qualify as a Retiree from The College of Wooster, and to qualify to receive retiree benefits and\/or privileges, the retiree must have worked for The College for a minimum of 10 consecutive years and be at age 60 or over [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-33","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages\/33","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/comments?post=33"}],"version-history":[{"count":138,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages\/33\/revisions"}],"predecessor-version":[{"id":6562,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages\/33\/revisions\/6562"}],"wp:attachment":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/media?parent=33"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}