![\"QR](\"https:\/\/inside.wooster.edu\/hr\/wp-content\/uploads\/sites\/23\/2026\/10\/image.png\")
<\/figure>\n<\/div>\n\n\n- \n
- Accident Insurance<\/li>\n\n\n\n
- Basic Life & AD&D Insurance<\/li>\n\n\n\n
- Critical Illness Insurance<\/li>\n\n\n\n
- Hospital Indemnity Insurance<\/li>\n\n\n\n
- Long Term Disability Insurance<\/li>\n\n\n\n
- Voluntary Life Insurance – Employee, Spouse, & Child<\/li>\n<\/ul>\n\n\n\n
\n\n\n\nEmployer Coveraged Benefits<\/h3>\n\n\n\n
Benefits<\/strong>: The plan provides both Life and AD&D coverage of twice the annual earnings rounded to the next higher multiple of $1,000 (if not already an exact multiple thereof), subject to a $500,000 maximum limit. Reductions in coverage apply to employees age 65 and over.<\/p>\n\n\n\n
Eligibility<\/strong>: Faculty with half-time or more teaching contracts and staff scheduled to work 1,560 or more hours per year in a permanent position are eligible to enroll.<\/p>\n\n\n\n
Enrollment<\/strong>: Employees must enroll within 30 days of date of hire in order to qualify without evidence of insurability. Late enrollees will have to provide evidence of insurability. Coverage becomes effective the first of the month coincident with or next following date of eligibility.<\/p>\n\n\n\n
Costs<\/strong>: The College pays the full cost of the coverage. Employees who leave the College may convert their group life insurance to an individual policy without evidence of insurability.<\/p>\n\n\n\n
- \n
- Basic Life & AD&D Insurance – Class 1<\/li>\n\n\n\n
- Basic Life & AD&D Insurance – Class 2<\/li>\n\n\n\n
- Long Term Disability Insurance – Class 1<\/li>\n\n\n\n
- Long Term Disability Insurance – Class 2\n
- \n
- How to file your Long-Term Disability Claim<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n
\n\n\n\nEmployee Coveraged Elected Benefits<\/h3>\n\n\n\n
Eligibility<\/strong>: Faculty with half-time or more teaching contracts and staff scheduled to work 1,560 or more hours per year in a permanent position are eligible to enroll.<\/p>\n\n\n\n
Enrollment<\/strong>: Employees must enroll within 30 days of date of hire in order to qualify without evidence of insurability. Late enrollees will have to provide evidence of insurability. Coverage becomes effective the first of the month coincident with or next following date of eligibility.<\/p>\n\n\n\n
Optional Term Life Insurance<\/strong><\/p>\n\n\n\n
Eligible employees, faculty with at least half-time teaching contracts and staff working 1,560 hours or more per year in regular positions, may elect Optional Term Life coverage in addition to the College-paid Group Life Insurance. The employee pays the full cost of coverage through payroll deduction.<\/p>\n\n\n\n
Employees and eligible dependents who enroll when first eligible are guaranteed some coverage without having to answer any health questions. Evidence of Insurability, proof of good health satisfactory to Lincoln, is required for late enrollees or individuals who request coverage in excess of the guaranteed issue amounts.<\/p>\n\n\n\n
Employees may purchase up to 5x annual earnings, not to exceed $500,000. Up to $350,000 may be purchased with no medical questions during the initial eligibility period.<\/p>\n\n\n\n
Employees may purchase coverage for their Spouses\/Same Sex Domestic Partners for an amount up to 50% of the employee coverage amount. Up to $30,000 may be purchased with no medical questions during the initial eligibility period.
Employees may purchase up to $10,000 of coverage for their eligible child\/children. One premium covers all children.<\/p>\n\n\n\n- \n
- Accident Insurance<\/a>\n
- \n
- Why Buy Accident Insurance?<\/a><\/li>\n\n\n\n
- Fast Tracked Accident Claims Information<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n
- Critical Illness Insurance<\/a>\n
- \n
- Why Buy Critical Illness Insurance?<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n
- Hospital Indemnity Insurance<\/a>\n
- \n
- Why Buy Hospital Indemnity Insurance?<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n
- Voluntary Life Insurance – Employee, Spouse, & Child – Class 1<\/a><\/li>\n\n\n\n
- Voluntary Life Insurance – Employee, Spouse, & Child – Class 2<\/a>\n
- \n
- Why Buy Voluntary Life Insurance?<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n
\n\n\n\nAdditional Resources<\/h3>\n\n\n\n
- \n
- Sun Life Registation Guide<\/a><\/li>\n\n\n\n
- Why create a Sun Life account?<\/a><\/li>\n\n\n\n
- Health Navigator Help Line Information<\/a><\/li>\n\n\n\n
- How to Submit a Supplemental Health Claim Online<\/a><\/li>\n\n\n\n
- Wellness Screening Information<\/a><\/li>\n\n\n\n
- Evidence of Insurability (EOI) Application<\/a><\/li>\n\n\n\n
- Online Evidence of Insurability (EOI) Application Guide<\/a><\/li>\n\n\n\n
- Voluntary Life Estimate Worksheet<\/a> – please download before completing <\/li>\n\n\n\n
- Evidence of Insurability (EOI) Employer Guide<\/a><\/li>\n\n\n\n
- Travel Assist.ID Theft Assist America Member Guide<\/a><\/li>\n\n\n\n
- How to get Started with Wellthy<\/a><\/li>\n\n\n\n
- Work IS Healthy Long term Disability Flyer<\/a><\/li>\n\n\n\n
- Certification of Continued Coverage for a Disabled Dependent <\/a><\/li>\n<\/ul>\n\n\n
\n![\"Sun](\"https:\/\/inside.wooster.edu\/hr\/wp-content\/uploads\/sites\/23\/2026\/09\/SunLife-US_2c_124-547_rgb_300dpi-002-1.jpg\")
<\/figure>\n<\/div>\n\n\n<\/p>\n","protected":false},"excerpt":{"rendered":"
The following insurance plans are administered by Sun Life, as of January 1, 2027. Employer Coveraged Benefits Benefits: The plan provides both Life and AD&D coverage of twice the annual earnings rounded to the next higher multiple of $1,000 (if not already an exact multiple thereof), subject to a $500,000 maximum limit. Reductions in coverage apply […]<\/p>\n","protected":false},"author":245,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6647","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages\/6647","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/users\/245"}],"replies":[{"embeddable":true,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/comments?post=6647"}],"version-history":[{"count":21,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages\/6647\/revisions"}],"predecessor-version":[{"id":6798,"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/pages\/6647\/revisions\/6798"}],"wp:attachment":[{"href":"https:\/\/inside.wooster.edu\/hr\/wp-json\/wp\/v2\/media?parent=6647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
- Why create a Sun Life account?<\/a><\/li>\n\n\n\n
- Sun Life Registation Guide<\/a><\/li>\n\n\n\n
- Voluntary Life Insurance – Employee, Spouse, & Child – Class 1<\/a><\/li>\n\n\n\n
- Hospital Indemnity Insurance<\/a>\n
- Fast Tracked Accident Claims Information<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n
- Why Buy Accident Insurance?<\/a><\/li>\n\n\n\n
- Accident Insurance<\/a>\n
- How to file your Long-Term Disability Claim<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n