Please take some time to review what’s changing so you can make informed decisions about your benefits each year during Open Enrollment.
Below we have many tools and resources that can help you choose the benefits that best meet your and your family’s needs for the upcoming new year.
Benefits Enrollment Online – Active employees and those on leave
Open enrollment will be accessible Friday, November 1 – Friday, November 15, 2024 for active benefits-eligible employees to ENROLL or WAIVE their benefits elections for 2025.
This is an ACTIVE enrollment process, meaning that ALL benefits-eligible employees must actively enroll or decline their benefits elections for 2025. These benefits enrollments include medical, dental, vision, FSA Healthcare, FSA Dependent Care and Health Savings Account for 2025. FSA accounts MUST be actively elected each year.
Simply log into Self-Service and select Benefits/Benefit Elections to go through the Benefits Enrollment Online Process.
Open Enroll via Self-Service:
Enroll November 1-15
Open Enrollment is processed via Self-Service.
1.Click through below to log-in to Self-Service and navigate to Employees > Benefits > Begin Enrollment.
2. Enroll/Waive selections.
3. Review dependent information, if applicable.
4. Review your elections via “Review and Submit.” Save this page for your records.
^^^^If you are at this page, you have NOT finalized your enrollment yet.
5. Check the box under “Terms and Conditions” to sign your enrollment. Click SUBMIT.
6. Save the confirmation page for your records. You have successfully submitted your enrollment for 2025! Congratulations!
7. You may return to self-service and make and edits before Nov. 15. If you change your elections you will have to follow the previous steps and RE-SIGN and RESUBMIT your enrollment.
- LifeTime Term Life Insurance & Long Term Care Access enrollment is processed through CHUBB directly: Enroll HERE.
- Pet Insurance enrollment is processed through MetLife directly. Find out more information here.
Open Enrollment Assistance, Resources, and Presentations:
2025 Benefits Overview Booklet:
Open Enrollment Presentation:
Presented by Alera Group, and your Office of Human Resources.
Recording and BrainShark presentation are available below. The presentation recording is the full, live event, and the BrainShark is a go-at-your-own pace version of the presentation.
Brainshark QR code:
Benefits Information for 2025
Medical: Anthem
Dental: Anthem
Vision: Anthem
Prescription: Express Scripts/RxBenefits
Telehealth: Anthem/ Life Health Online
Health Saving Account: PNC Bank
Flexible Spending Account: Anthem
Legal Plan Access: MetLife
ID Theft Prevention: MetLife/Aura
Life and AD&D, Voluntary Life: Lincoln Financial Group
Long-term Disability: Lincoln Financial Group
Voluntary Accident Insurance: New York Life (formerly Cigna)
Internation Prescriptions: CRx International
Long Term Care Insurance: CHUBB
Pet Insurance: MetLife
Employee Assistance Program: Chrysalis Family, BHS, and Lincoln Financial
Employees that work 1,000 or more hours annually are eligible for various benefits. Any questions about eligibility should be directed to the Office of Human Resources.
– Health Care Flexible Savings Account (FSA)
– Dependent Care FSA
– Health Savings Account (HSA) [HDHP Enrollees Only]
– Limited Purpose FSA [for qualified dental and vision expenses only for HDHP enrollees only]
Click here for a copy of the calculator (you may need to sign in)
If you are having trouble opening the calculator via the link, email benefits@wooster.edu for a copy.
Additional Giving Opportunities during Open Enrollment
The Wooster Fund: A gift to The Wooster Fund supports virtually every program on campus and therefore is a gift that benefits every student, every day. Each year, gifts from thousands of Scots ensure that Wooster has the funding to meet its greatest needs. These gifts are a crucial complement to our tuition revenue and endowment, supporting every aspect of the College’s work, and allow us to be nimble and respond to emerging needs.
Faculty and Staff Emergency Fund: This fund allows College employees to apply for confidential financial support, in the form of a one-time grant, during an emergency or a time of unexpected need.
United Way Campaign: You can donate to the United Way Campaign.
Changes for 2025:
The following changes regarding the High Deductible Healthcare Plan reflect IRS-determined increases to minimum HDHP deductibles, and maximum out-of-pocket amount for 2025:
High Deductible Healthcare Plan Deductible and Out-of-Pocket Max Increase:
| In-Network | In-Network | Out-of-Network | Out-of-Network | |
| 2024 Single / Family (current) | 2025 Single / Family (upcoming) | 2024 Single / Family (current) | 2025 Single / Family (upcoming) | |
| HDHP Deductible | $1,600 / $3,200 | $1,650 / $3,300 | $3,200 / $6,400 | $3,300 / $6,600 |
| HDHP Out-of-pocket Max | $3,200 / $6,400 | $3,300 / $6,600 | $6,400 / $12,800 | $6,600 / $13,200 |
The following HSA account limit changes reflect IRS-determined contribution limit increase for 2025:
HSA (Health Savings Account) Changes for 2025:
| 2024 | 2025 | Change | |
| HSA Contribution Limit (Employee + Employee) | Self-only: $4,150 Family: $8,300 | Self-Only: $4,300 Family: $8,550 | Self-only: +$150 Family: +$250 |
| HSA Catchup Contributions (Age 55 and Older) | $1,000 | $1,000 | No Change |
College of Wooster Dental Premiums will increase for 2025. Coverage will not change. Premium changes are detailed below:
| 2024 | 2025 | |
| Employee | $19.66 | $21.41 |
| Employee + 1 | $36.41 | $40.61 |
| Family | $71.63 | $80.98 |
FSA contribution limit for 2025 is $3,300.
NEW Voluntary Benefits:
MetLife Legal Plan – Access to a group legal plan.
MetLife/Aura Identity & Fraud Protection – All-in-one security to keep you and your family’s identity safe.
CRx International – Get your medication from a Tier 1 country for ZERO copay delivered to your home.